South Africa's Corporate Financial Wellness Solution

Your employees show up. Their debt comes with them.

ClearPath Financial Wellness is the first solution in the South African mid-market to combine expert human advisory with AI-powered daily support — giving your workforce real financial relief, and giving your business measurable returns.

78%
of SA employees say financial stress directly affects their work performance
R21bn
estimated annual productivity loss from financial stress in SA workplaces
higher retention in companies that offer meaningful financial wellness support
0
direct competitors offering this human + AI approach in the SA mid-market
The Gap

What your current wellness program isn't doing

Standard EAP programs offer counselling lines and lifestyle coaching. None of them sit with your employee and work through their debt, their garnishee order, or their blocked home loan application. That conversation has never happened — until now.

⚠️
Financial stress is invisible to HR
Employees don't disclose financial anxiety. It shows up as absenteeism, distraction, and resignation — and most companies never connect the dots.
🔒
Existing programs don't go deep enough
General wellness benefits don't include debt restructuring guidance, NCR-registered advice, or personalised financial planning. They scratch the surface.
📉
The cost is measurable
Financially stressed employees work at an estimated 40% reduced capacity. That is a direct, quantifiable drain on your organisation's output and culture.
What We Deliver

A complete solution. One contract.

ClearPath bundles human expertise and AI technology into a single, simple annual agreement — deployed across your entire workforce with no complex implementation.

🤖
AI Wellness Assistant

A branded chatbot deployed to your staff — available 24/7, on any device. Employees get private, instant answers on budgeting, debt, savings, and financial planning without needing to speak to a person first.

👤
Expert Human Advisory

Access to a qualified CFP and NCR-registered debt counsellor for structured sessions. Complex situations handled by credentialled professionals — all included within your corporate contract.

📊
Quarterly Impact Reports

Anonymised reporting on engagement levels, financial health indicators, and measurable improvement across your workforce — giving your leadership team concrete ROI data every quarter.

The Process

Simple to start. Built to last.

1
Discovery Call
We understand your workforce profile, existing benefits, and key pain points. No obligation, 20 minutes.
2
Custom Proposal
A tailored program and investment structure built around your headcount and specific needs.
3
Branded Deployment
Your AI wellness tool is configured and launched under your company identity within weeks.
4
Ongoing Partnership
Monthly advisory, continuous AI support, and quarterly impact reporting throughout your contract.
Darius van Niekerk
Founder — ClearPath Financial Wellness
15 years in financial services and commercial property
Top 10 sales performer for 9 out of 13 years
RE5 qualified — FSCA registered
Specialist in corporate financial solutions
AI systems developer and automation specialist
About

Built by someone who knows this world

ClearPath was founded on a simple observation: South African companies invest in their people's health, their mental wellness, and their career development — but almost never in the financial stress that quietly undermines all of it.

With 15 years in financial services — including insurance, investment products, and commercial property — combined with hands-on AI development experience, ClearPath bridges a gap that no one else in the SA mid-market has addressed. We speak both languages: the language of financial services, and the language of technology.

Get Started

Ready to invest in your people?

Book a 20-minute discovery call. No obligation, no hard sell. We'll show you exactly what ClearPath looks like for your organisation — and what the investment means for your bottom line.

Book Your Discovery Call
Phone
Location
South Africa